Am I At Risk?
In a recent report by Javelin Research, ‘women were 26% more likely than men to be victims of identity theft. When identity theft first started taking hold, thieves would get your social security and credit card information by digging through your trash. Nowadays, stealing your identity is cleaner and quicker. Today, thieves use high-tech equipment. Many times there are whole rings of hackers that do nothing but try and break into large databases that hold sensitive information. All this personal information is then used to create credit cards or sold to other enterprising scam artists. It has become in effect an assembly line into identity theft.
How Can They Steal My Identity?
Thieves get their data from all sorts of places, from online retail sites to phishing schemes asking you to update banking or personal information. But that’s not all, last year in a targeted attempt the house of a data analyst was broken into and a laptop containing the records of 26 million U.S. veterans.
It used to be that thieves were after cold hard cash or jewelry, that still happens. But the identity thieves, they are after something much bigger-your life. Why risk getting caught burglarizing a home, when you could take out a new home mortgage in someone else’s name? Then turn around and refinance to get an even bigger chunk of money.
Why Identity Protection and Credit Monitoring?
In the mid 90’s there was a movie titled The Net. In it, Sandra Bullock’s character’s identity, drivers license, and whole life is deleted. Sadly, 15 years ago this was science fiction. Today it’s cliché and rampant.
Luckily in this day and age there is something you can do to protect yourself against having your life stolen and your credit ruined. Here are some benefits of having your identity protected:
* Reduce or Eliminate Junk Mail
* Reduce or Eliminate Telemarketers
* Instant Fraud Detection Alert and Prevention
* Free Credit Report From All 3 Agencies
* Average Losses Covered-$1 Million +
* Personal Support and Advice
* Online Security Protection For Online Shoppers
What Happens When They Steal My Identity?
The crime of identity theft occurs when someone impersonates you by using your personal information to gain valid drivers licenses, passports, and other forms of ID. They use this new ID to apply for jobs, start utility services, and to steal your government benefits such as social security. The person can apply for home loans, declare bankruptcy, and event commit crime using your name. Just to name a few.
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