Id theft has become a big concern. Over the last few years the incidence of id theft and credit card fraud have grown considerably. Consumers need to take precautions to make sure that their identity is protected both online and offline. While you may feel safe when online there are actually many ways that a criminal can obtain your personal information and steal your identity.
Never access your bank account, credit accounts or other personal accounts when using a non-secure computer. For example, if you use a computer that is shared, such as at a library, the information may be visible to others. This can also be the case when you’re using a WiFi Internet connection such as when you’re at a coffee shop or restaurant.
Don’t respond directly to emails that request personal information. Most banks and legitimate organizations will never send emails for this purpose. Often the criminal creates a website that looks real yet isn’t. They then capture your personal information very easily. If you do get an email requesting more information always visit the site without clicking on the link provided.
When making purchases online always check to make sure that the company has a safety certificate. This certificate ensures that they use a secure server to process your order and your credit card information will be safe. If you are ever in doubt place your order over the telephone rather than online.
Never store personal banking or credit card information on your computer. Criminals can hack into your computer and view your information. They may also be able to watch and record your keystrokes. To reduce your online risk always use a current version of a security software to stop potential id theft.
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