Your credit score is one of the most important numbers that you can have. Your ability to get future credit, loans and even employment can depend on having a good credit score. With identity theft on the rise its imperative that consumers take steps to ensure that their credit score stays intact. One way to do that is to order and review your credit report on a regular basis. Enroll in a monthly monitoring service to get information on a timely basis. Know Your Score is a monthly credit report monitoring service from the company FreeCreditReport.com.
Know Your Score tracks your score to help you see how it has changed over time. The higher your credit score the better. Creditors will review your credit history before determining whether to give you a loan and what interest rate they will offer. When you have a low credit score you are considered a high risk and therefore you’ll likely pay a higher interest rate than if you had a better credit score.
When you sign up for Know Your Score you’ll get monthly tracking of your credit report. You’ll also be alerted whenever any potentially fraudulent changes have been made that will affect your credit score. Alerting you will give you the opportunity to review the information and report any fraud or id theft quickly so that it won’t cause damage to your credit score. The company will assist you in dealing with any problems before they get out of hand causing your credit score to suffer.
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